William A. Smith has worked in the financial services industry for more than 40 years. At Citizens Bank of Pennsylvania, his management responsibilities include the growth of community and economic development and CRA compliance initiatives for the Eastern Pennsylvania, Delaware and Southern New Jersey regions. He provides technical and financial assistance to the Philadelphia region’s communities and organizations in financial structuring with emphasis on housing and economic development projects for low- and moderate-income persons and business ventures. Mr. Smith’s previous responsibilities include management oversight for more than $750 million in community development programs and initiatives.

Mr. Smith serves on a number of boards, committees and initiatives which focus on holistic approaches to quality of life enhancement and previously held positions in real estate finance, consumer lending, bank card, commercial lending and retail business areas of the bank. He joined the former Girard Bank in 1972.

His professional, civic and cultural affiliations include chairman of the Advisory Board of the Local Initiatives Support Corporation in Philadelphia, past president of the Board of the Philadelphia Dance Company, past president, Philadelphia Urban Bankers Association, Board Member of Entrepreneur Works, Board of Trustees Green Tree School, member of the Committee of Seventy, member of the Community Trust Board, West Philadelphia Empowerment Zone, member of the Ivy Legacy Foundation Board of Directors, member of the Board of Directors of the Rhythm and Blues Foundation, an Executive Committee member of the Greater Philadelphia Urban Affairs Coalition Board, LaSalle University’s President’s Advisory Council, Board member of Mu Omega Foundation of Delaware Valley Inc. and member of the Omega Psi Phi Fraternity, Inc.

A native Philadelphian, Mr. Smith is a graduate of LaSalle University, The United States Army Command and General Staff College and the American Banking Association School of Real Estate Finance. As a member of the United States Army Reserve for over 20 years before retirement, he held leadership positions at the company and battalion command levels achieving the rank of Lt. Colonel. He also served as a brigade staff officer with the 157th Separate Infantry Brigade (Mechanized) and as staff officer instructor with 2072nd USAR School.

A resident of Glenside, Montgomery County, PA, Mr. Smith is married to Vanessa Thomas Smith and a proud parent of a daughter, Katrina and son, Jonathan.

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